FederalPensionAdvisors breaks down the 2026 federal pay raise and how it could impact your take-home pay, retirement contributions, and long-term planning. Learn what changes are expected, how they affect your benefits, and how to prepare. Stay ahead with trusted, expert advice tailored to the needs of federal employees and retirees. https://www.federalpensionadvisors.com/post/federal-pay-raise-2026-no-salary-increase-for-federal-workers-proposed